travel insurance cover benefits

Everyone is different, so it's only right that we offer a variety of travel insurance policies with differing levels of cover. We all have one thing in common though, and that's wanting the right cover at the right price.

Standard Travel Insurance benefits

As a bare minimum all of our standard travel insurance policies come with the following benefits, which can be extended to include higher cover amounts with our Essential, Essential Plus and Superior cover options.

24h Medical Assistance Services	Included
Should you require emergency medical treatment or repatriation, our policies provide you with access to a 24hr multilingual staffed medical emergency company.

Medical Expenses	£10 million
Whether its injury or illness, our policies cover you for both emergency in-patient and out-patient treatment, which includes non-routine prescription charges, consultations, physiotherapy and even emergency dental treatment. If it becomes medically necessary to repatriate you back to your home country, then this is covered too.

Personal Accident	£10,000
In the event of accidental injury, disablement or death, a lump sum payment will be issued to you or the persons chosen by you. We also cover certain acts of terrorism too to provide you with extra peace of mind when travelling.

Personal Liability	£2 million
We cover accidental damage to third parties (person or property) inflicted by the insured while travelling.

Legal Expenses	£15,000
If you suffer personal injury, we cover the cost for a juridical procedure / legal advice.

Travel Delay	£100
We will offer you financial compensation if your trip is delayed more than 12 hours

Hijack cover	£500
If your means of transport gets hijacked, we'll offer you financial compensation

Excess that apply to the policy

Some of these benefits offered by our trip travel insurance policies are subject to an excess: Cancellation, curtailment, medical expenses, baggage, loss of passport, missed departure, abandonment, valuables, cash and documents are subject to a £90 excess. Personal liability is subject to a £90 excess. Legal expenses are subject to a £90 excess.

All benefits are subject to the terms, conditions, exclusions and limitations of the policy, all of which can be found in the policy wording. You can also view the policy summary document which includes a summary of the key features and significant exclusions and limitations of the policy, together with other useful information about your policy.